Our Structuring Methodology
BCP Structured Finance Program
Review the detailed BCP Structured Finance Program overview for a detailed explanation of BCPL’s structured finance model, qualification requirements, application process, compliance stages, fees, and funding considerations. This overview is provided for preliminary information only and should be read alongside BCPL’s formal proposal and definitive agreements.
01
Capital Position Analysis
Our team begins by reviewing the client's Qualifying Capital, proposed use of proceeds and project requirements. Each opportunity is subject to AML and KYC review, including verification of the capital source, ownership, identity and approved custody arrangements, to ensure the proposed structure meets applicable compliance and underwriting requirements.
03
Underwriting Validation
Underwriting generally takes approximately 60–90 days. During this period, the lending structure is developed in detail, including the loan documentation, project collateralization and related compliance requirements, subject to satisfactory review and definitive documentation.
02
Project Requirements Mapping
Each project is assessed for suitability through a detailed review of its scope, sponsors, use of funds and supporting documentation. We also evaluate the proposed distribution schedule, with funding generally planned through approved tranches over a 9–12 month period, subject to underwriting, compliance review, project readiness and definitive documentation.
04
Loan Distribution and Monitoring
Following the 60–90 day compliance and underwriting period, funds are disbursed according to the approved monthly use-of-funds schedule. Interest-only payments are made quarterly on the applicable distribution dates, subject to the definitive loan documentation.